Home Loan Internal Production - Home Loan Advisor Assistant I (Remote in Walnut Creek, CA only)

<p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong>TITLE: HOME LOAN ADVISOR ASSISTANT I</strong></span></p> <p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong>STATUS: NON-EXEMPT</strong></span></p> <p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong>REPORTS TO: MANAGER - HOME LOAN EXTERNAL PRODUCTION</strong></span></p> <p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong>DEPARTMENT: HOME LOANS</strong></span></p> <p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong>JOB CODE:</strong>  <strong>3108</strong></span></p> <p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"><strong>PAY RANGE: $20.70 - $26.00 HOURLY</strong></span></p> <p><br><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><strong><span style="text-transform: uppercase; white-space: normal;"><u>GENERAL DESCRIPTION</u></span></strong></span></p> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">The Home Loan Advisor Assistant I(“HLAA”) is responsible for supporting the assigned Home Loan Advisor(s) (“HLA’s) with daily activities, business development, home loan lead generation and member experience.<span style="white-space: normal;">  </span>The primary focus of this position is to manage the clerical and administrative loan processing duties of the Home Loan Advisors they serve.<span style="white-space: normal;">  </span>This role is responsible for assisting the HLA’s with pipeline management, appointments, database management and marketing efforts.<span style="white-space: normal;">  </span>Additionally, this role is responsible for the collection of personal financial documents from the member to aid the HLPs in delivering timely loan decisions while coordinating the HLA’s pipeline, meetings, database and marketing efforts.<span style="white-space: normal;">  </span><span style="color: #333333; white-space: normal;"><span style="white-space: normal;"> </span></span></span><span style="white-space: normal;"> </span> </span></p> <p style="margin: 0px 0in;"><br><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="text-transform: uppercase; white-space: normal;"><span style="font-size: medium;"><u>TASKS, DUTIES, FUNCTIONS</u></span></span></strong></span></p> <ol start="1" type="1"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Assist in the origination of home loan applications. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Perform daily pipeline management to ensure optimal member experience. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Coordinate with Home Loan Operations to facilitate to collection of personal financial documents from the members to ensure timely file flow to coordinate with our required turn time goals. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Maintain a thorough knowledge of state and federal laws and regulations related to credit union compliance, including; BSA, AML, TILA, GBL, RESPA, ECOA, Fair Lending and o0thers that are appropriate to the position. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Coordinate with the HLA and Management on HLA database management. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Assist HLA in the development of HLA specific marketing materials. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="white-space: normal; font-family: arial, helvetica, sans-serif;"><span style="font-size: medium;">Coordinate development of presentations for HLA for meetings, conferences and other events as required, including the preparation of reports as required.</span></span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;">Attend marketing, broker, and networking events and open houses.  </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Attention to detail, systematic approach, creative problem solving and exemplary communication skills are necessary to assist the team’s efforts in servicing our members. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="white-space: normal; font-family: arial, helvetica, sans-serif;"><span style="font-size: medium;">Act as liaison between HLA, HLP and any other party involved in the facilitation of the Home Loan Transaction.</span></span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;">Performs other jobs as may be assigned that may be moderately complex in nature where judgment is required in resolving problems or obstacles.  </span></li> </ol> <p style="margin: 0px 0in;"><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="text-transform: uppercase; white-space: normal;"><span style="font-size: medium;"><u>PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS</u></span></span></strong></span></p> <ol start="1" type="1"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Effective oral and written communication skills required to interact with credit union staff, management and all member channels with the ability to constructively follow-up on member inquiries. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"> <p><span style="font-size: medium; font-family: arial, helvetica, sans-serif;">Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.  </span></p> </li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Effective technology and reporting skills are required to support origination activities. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Must have ability to learn and demonstrate Golden 1 Credit Union culture. </span> </span></li> </ol> <p style="margin: 0px 0in;"><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="text-transform: uppercase; white-space: normal;"><span style="font-size: medium;"><u>ORGANIZATIONAL CONTACTS & RELATIONSHIPS</u></span></span></strong></span></p> <ol start="1" type="1"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><strong>INTERNAL: </strong> All levels of staff, management and vendors.<strong> </strong> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><strong>EXTERNAL: </strong> Golden 1 Members, business partners and others are required. </span></li> </ol> <p style="margin: 0px 0in;"><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="text-transform: uppercase; white-space: normal;"><span style="font-size: medium;"><u>QUALIFICATIONS</u></span></span></strong></span></p> <ol start="1" type="1"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><strong><span style="white-space: normal;">EDUCATION: </span></strong><span style="white-space: normal;">Associate’s degree or equivalent work experience in administrative function or Home Loan Sales or Operations.</span><strong><span style="white-space: normal;"> </span></strong> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><strong><span style="white-space: normal;">EXPERIENCE:</span></strong><span style="white-space: normal;"> One or more years’ experience in Home Loan or Real Estate industry preferred.</span><strong><span style="white-space: normal;"> </span></strong> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><strong>KNOWLEDGE/SKILLS:</strong> Maintain knowledge of FNMA guidelines, ATR guidelines, HDMA, home loan and equity products and turn time goals.<span style="white-space: normal;">  </span>Encompass LOS experience preferred but not required.<strong><span style="white-space: normal;"> </span></strong> </span></li> </ol> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="white-space: normal;"><span style="font-size: medium;"><u>PHYSICAL REQUIREMENTS</u></span></span></strong></span></p> <ol start="1" type="1"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="font-weight: normal; white-space: normal;">Prolonged sitting throughout the workday with occasional mobility required including prolonged operation of a computer. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="font-weight: normal; white-space: normal;">Corrected vision within the normal range. </span> </span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;">A device to enhance hearing will be provided if needed. </span></li> <li style="font-family: arial, helvetica, sans-serif;"> <p><span style="font-size: medium; font-family: arial, helvetica, sans-serif;">Ability to lift 20 lbs. may be required.  </span></p> </li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-size: medium; font-family: arial, helvetica, sans-serif;"><span style="white-space: normal;">Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. </span> </span></li> </ol> <p style="margin: 0px 0in;"><span style="white-space: normal; font-family: arial, helvetica, sans-serif;"><strong><span style="font-size: medium;"><u>LICENSES/CERTIFICATIONS</u></span></strong></span></p> <div style="font-family: arial; font-size: 13.3333px;"> <ol> <li style="font-family: arial, helvetica, sans-serif; font-size: 13.3333px;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;">A valid California driver’s license required.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 13.3333px;"><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;">MLO/NMLS Registration required:  An individual in this position may sometimes assist Mortgage Loan Originators with tasks requiring a license as defined by the S.A.F.E. Act and whose responsibilities include taking applications and discusses terms and negotiates rates on loans secured by real property.</span></li> </ol> <p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; white-space: normal; background-color: #ffffff; line-height: 15.6933px; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="box-sizing: border-box; font-family: arial, helvetica, sans-serif; font-size: 12pt;"><em style="box-sizing: border-box;"><span style="box-sizing: border-box; line-height: 18.4px;">Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.</span></em></span></p> <p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; white-space: normal; background-color: #ffffff; line-height: 15.6933px; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="box-sizing: border-box; font-family: arial, helvetica, sans-serif; font-size: 12pt;"><em style="box-sizing: border-box;"><span style="box-sizing: border-box; line-height: 18.4px;">#LI-Remote</span></em></span></p> </div> <div style="text-align: right;"><span style="font-size: medium;"> <span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">REV. 04/24/2025</span></span></div> <p style="margin-bottom: 0px; margin-top: 0px;"> </p>

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