Note The job is a remote job and is open to candidates in USA. WesBanco is a financial institution seeking a Secured Credit Securities Monitoring Officer to monitor and report on loans secured with marketable securities. The role involves evaluating collateral, advising management on risk exposure, and ensuring compliance with credit policies. Responsibilities Evaluates marketable securities pledged as loan collateral to assess adequacy, risk exposure, and compliance with credit policy Analyzes fluctuations in collateral value and determines appropriate actions to mitigate risk, including recommending margin calls, additional collateral, or other protective measures Exercises discretion in identifying emerging risks and proactively escalates or addresses issues impacting the bank’s secured lending portfolio Provides consultative guidance to bankers and credit partners regarding collateral sufficiency, risk trends, and policy application Interprets and applies credit policies to complex or non-routine situations, recommending appropriate resolutions Advises management on exceptions, risk exposure, and process improvements related to secured credit operations Determines and communicates required collateral adjustments and ensures alignment with lending standards and regulatory expectations Coordinates with Loan Operations and business partners to implement risk mitigation actions, exercising judgment in prioritization and resolution of issues Identifies process gaps and recommends enhancements to improve efficiency, accuracy, and risk controls within collateral monitoring workflows Monitors adherence to internal credit policies and regulatory requirements, ensuring collateral practices meet audit and compliance standards Leads or significantly contributes to audit and examination preparation, including validating documentation, resolving findings, and recommending corrective actions Maintains accountability for data integrity and reporting accuracy related to collateral positions Serves as a key liaison and subject matter resource for secured credit collateral practices across business units Communicates risk insights and recommendations to senior management and stakeholders, influencing decision-making Handles complex or escalated issues independently, determining appropriate resolution paths Oversees and ensures accuracy of collateral data within LOS and external systems, resolving discrepancies through independent analysis Develops expertise in systems and vendor platforms to optimize usage and recommend improvements Reads and understands WesBanco Credit Policies Other duties as assigned Skills Associates degree and/or a minimum of 5 years' related experience in Commercial Lending Operations Ability to read, understand and interpret federal regulations and WesBanco's credit policy Ability to read, understand and interpret loan approvals and documentation Ability to interact effectively and confidently across all levels of the organization, including senior management, other departments, and vendors Professional demeanor in appearance, interpersonal relations, work ethic and attitude Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees, and bank customers in a collaborative and solution-oriented manner Ability to multi-task Ability to meet and enforce deadlines and internal service level agreements Ability to work collaboratively in a team environment Strong organizational and problem-solving skills Ability to be trained in new areas to serve as back-up for flood determination processing, FDICIA review and Floor Plan Vendor document uploads Must be able to manage and safeguard confidential information Proficient with Microsoft Office including Excel Proficient in Capital Stream and IBS Experience With Report Generation And Creation In BIC Experience with Archer, SharePoint, Quiktrak, CoreLogic, Collateral360 or other vendor platforms Benefits 22 days of PTO (Paid Time Off) 5 days of STD (Short Term Disability) 11 annual paid holidays and 1 float holiday Medical, dental, and vision Health Care Flexible Spending Dependent Care Flexible Spending Transportation Fringe Benefit Plan Group Life Long Term Disability Optional Life Access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies Other ancillary benefit products 401(k) with employee match Company Overview With over 150 years as a community-focused, regional financial services partner, WesBanco Inc. It was founded in 1870, and is headquartered in Wheeling, West Virginia, USA, with a workforce of 1001-5000 employees. Its website is http//wesbanco.com.